Seeking a leaner budget, or suspect that you’re overpaying on your current homeowner’s policy? Good news–here’s help! To save money on your homeowner policy while also making sure that you have the right amount of coverage, do the following three things: Ask about discounts and bundles Do you have auto and life insurance policies? Chances […]
How do I save money on my homeowner’s insurance?
Are there big things my homeowner’s insurance policy won’t cover?
Yes. Homeowner policies generally cover 1) damages from common unforeseen events and 2) legal protection in case something happens to someone at your home (aka liability). It’s not unusual, however, to need additional coverages based on your unique circumstances. These policies include: Flood insurance Earthquake insurance Pool insurance Expensive/Luxury item insurance (ex. Jewelry, valuables) Umbrella […]
What does a homeowner’s insurance policy cover?
Whether you own a home or a condo, rent or co-habitat you must have property insurance. Get a policy that is tailored to meet your needs. Here are three things they typically cover: Damage caused by an uncontrollable event For example, fire, lightning, vandalism, wind or hail… can be very costly. Weather events are on […]
A Property Inventory Checklist? YES, you do need one
What, a property inventory checklist… Don’t stop reading yet! Take one minute wherever you are reading this at… can you answer the following questions: How many pairs of shoes do just you have (don’t worry about everyone in your house)? How many bath towels are in your house? Can you name and identify all of […]
Claims happen, here’s what to expect
Honestly, we love to hear from you when you have bought a new car, decided to live out the dream of buying a camper, or perhaps you are moving to your next dream home – that is fun for both of us – HOORAY! AND then there are times we talk that something bad has […]
Are you a first time home buyer?
Is anyone ever ready to buy their first home? 99% of the time the answer is no, yet it does have its perks. Perk #1: Buying a house is a good investment vs. long term renting Perk #2: You can make it your own space and personalize it Perk #3: You can build equity in […]
What does the insurance claims process look like?
The reason for filing an insurance claim is never one a person wants to deal with. But when it comes to filing the claim, your insurance agent will handle it! Below are some tips for you in the event of a claim… Contact your insurance agency. It is best to contact your agent 24-48 hours […]
Getting your home ready to sell?
It is a big decision, if you are considering selling your home and moving to a new one and a few known facts are to follow. Now may be the right time for you… Taking advantage of low interest rates, you’re your growing family needs more space, or the flip side that you are ready […]
Coaching your teen driver on how to handle a car accident before they have one
No one ever plans to be in a car accident, but it’s not surprising that teen drivers often find themselves in the midst of a collision. Helping your teen to be prepared for and accident before it happens can be the key to keeping them calm and responsible. Here are 6 tips to prepare your […]
Teaching your teen driver basic safe driving tips
Most new drivers are excited to get their driver’s license. It is their first step to adulthood! However, it can also be a scary time for concerned parents, like YOU! Let’s face it—Getting a driver’s license is a major milestone for any teenager. With it comes independence and they sure can’t wait to cruise around […]
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