• Why Us?
    • About Us
    • Our Team
    • FAQ
      • Auto Insurance
      • Business Insurance
      • Claims
      • Discounts
      • Group Health
      • Home Insurance
      • Life Insurance
      • Medicare
      • Teen Drivers
    • Leave A Review
    • Refer Friends & Family
    • Our Privacy Policy
  • Our Products
    • Personal Insurance
      • Auto Insurance
        • Auto Insurance
        • Auto Insurance for Teen Drivers
        • ATV & Powersports
        • Boat
        • Collector Car
        • Motorcycle
        • RV
      • Property
        • Homeowner’s
        • Condo
        • Mobile & Manufactured Home
        • Renters
        • Policy Additions
          • Earthquake
          • Flood
          • Specialty Dwelling
      • Life
      • Umbrella Policy
      • Other
        • Disability Insurance
        • Health Insurance
        • High Net Worth Insurance
        • Pet Health Insurance
        • Travel Insurance
        • Wedding Insurance
    • Medicare
    • Business Insurance
      • Agriculture
      • Commercial Auto
      • Commercial Umbrella
      • General Liability Insurance
      • Group Health
      • Investment Property
      • Non-Profits
      • Restaurants
      • Retail
      • Tradesman
      • Workers Compensation
      • Other
        • Commercial Trucking
        • Directors and Officers
        • Fitness & Gym
        • Garage Insurance
        • Golf Course & Country Club
        • Manufacturing
        • Professional Liability
      • Policy Additions
        • Business Income
        • Cyber Liability
        • Employee Benefits Liability
        • Employment Practices Liability
    • Church Insurance
    • Financial Services
  • Service Center
  • Contact Us
    • Kearney Office
    • Lexington Office
    • Lincoln Office
  • Get Insured

Barney Insurance Group

logo

Insurance Agency Kearney Nebraska | (800) 927-7562

Call (800) 927-7562 service@barneyinsurance.net
Schedule a Meeting

Working on summer home improvement projects?

July 6, 2021 By dawns

Summer is the most common time for home improvement projects. People have more time on their hands and the weather is nicer. These projects might improve the look and feel of your home, but did you know they also might impact your homeowner’s insurance?

As you complete your home improvement projects, telling your friends, family and social media followers is not all that you should do. Your insurance agent should be one of the first people you tell when the project is completed. The reason being is that these projects can add value to your home.

Here are some home improvement projects that you should let your insurance agent know about…

  • Digging a pool
  • Finishing your basement
  • Replacing a roof or siding
  • Adding a deck
  • Addition to your home that adds square footage

Although these are just a few upgrades that your agent should know about, if you finish a project and are not sure if your agent should know, feel free to give them a call!

How can these projects affect your homeowners’ insurance?

Home improvement projects can add to the cost it will take to re-build your home. This is the main reason you have an insurance policy for your home, to either repair or re-build your home in the event of a disaster. You want to make sure the FULL cost to re-build your home new is covered in your policy.

These projects can also impact your homeowners’ insurance policy limits. Policy limits are exactly what they sound like, the amount your policy will cover up to a certain dollar amount. There can be different policy limits within your homeowners’ policy. For example, if you add a pool, your agent might recommend increasing the amount of liability coverage you have if people are coming over to swim more often.

While these may seem like minor adjustments to your home, there is a risk of being underinsured at the time of a claim which could cost you more out of pocket. As you work on those summer home improvement projects, be sure to let your agent know! Contact us at 800-927-7562 or send us an email to service@barneyinsurance.net.

Filed Under: Home Insurance

Copyright 2020 Barney Insurance Group | Website by Advisor Evolved

barney insurance kearney nebraska
barney insurance kearney nebraska
Kearney Office
(308) 237-2222
service@barneyinsurance.net
Lexington Office
(308) 324-6224
service@barneyinsurance.net
Lincoln Office
(402) 467-4633
service@barneyinsurance.net

Proudly serving residents and businesses in Nebraska.

If you’re looking for a better insurance experience, we’re just a click or a call away!

Get Insured

5508 Avenue N
Kearney, NE 68847
Get Directions
(308) 237-2222
service@barneyinsurance.net
  • Facebook
210 E 5th St
Lexington, NE 68850
Get Directions
(308) 324-6224
service@barneyinsurance.net
  • Facebook
trusted choice logo
2855 S 70th St, Ste 101
Lincoln, NE 68506
Get Directions
(402) 467-4633
service@barneyinsurance.net
  • Facebook

Copyright © 2025 Barney Insurance Group · Built By Advisor Evolved

  • Why Us?
    • About Us
    • Our Team
    • FAQ
      • Auto Insurance
      • Business Insurance
      • Claims
      • Discounts
      • Group Health
      • Home Insurance
      • Life Insurance
      • Medicare
      • Teen Drivers
    • Leave A Review
    • Refer Friends & Family
    • Our Privacy Policy
  • Our Products
    • Personal Insurance
      • Auto Insurance
        • Auto Insurance
        • Auto Insurance for Teen Drivers
        • ATV & Powersports
        • Boat
        • Collector Car
        • Motorcycle
        • RV
      • Property
        • Homeowner’s
        • Condo
        • Mobile & Manufactured Home
        • Renters
        • Policy Additions
          • Earthquake
          • Flood
          • Specialty Dwelling
      • Life
      • Umbrella Policy
      • Other
        • Disability Insurance
        • Health Insurance
        • High Net Worth Insurance
        • Pet Health Insurance
        • Travel Insurance
        • Wedding Insurance
    • Medicare
    • Business Insurance
      • Agriculture
      • Commercial Auto
      • Commercial Umbrella
      • General Liability Insurance
      • Group Health
      • Investment Property
      • Non-Profits
      • Restaurants
      • Retail
      • Tradesman
      • Workers Compensation
      • Other
        • Commercial Trucking
        • Directors and Officers
        • Fitness & Gym
        • Garage Insurance
        • Golf Course & Country Club
        • Manufacturing
        • Professional Liability
      • Policy Additions
        • Business Income
        • Cyber Liability
        • Employee Benefits Liability
        • Employment Practices Liability
    • Church Insurance
    • Financial Services
  • Service Center
  • Contact Us
    • Kearney Office
    • Lexington Office
    • Lincoln Office
  • Get Insured