• Why Us?
    • About Us
    • Our Team
    • FAQ
      • Auto Insurance
      • Business Insurance
      • Claims
      • Discounts
      • Group Health
      • Home Insurance
      • Life Insurance
      • Medicare
      • Teen Drivers
    • Leave A Review
    • Refer Friends & Family
    • Our Privacy Policy
  • Our Products
    • Personal Insurance
      • Auto Insurance
        • Auto Insurance
        • Auto Insurance for Teen Drivers
        • ATV & Powersports
        • Boat
        • Collector Car
        • Motorcycle
        • RV
      • Property
        • Homeowner’s
        • Condo
        • Mobile & Manufactured Home
        • Renters
        • Policy Additions
          • Earthquake
          • Flood
          • Specialty Dwelling
      • Life
      • Umbrella Policy
      • Other
        • Disability Insurance
        • Health Insurance
        • High Net Worth Insurance
        • Pet Health Insurance
        • Travel Insurance
        • Wedding Insurance
    • Medicare
    • Business Insurance
      • Agriculture
      • Commercial Auto
      • Commercial Umbrella
      • General Liability Insurance
      • Group Health
      • Investment Property
      • Non-Profits
      • Restaurants
      • Retail
      • Tradesman
      • Workers Compensation
      • Other
        • Commercial Trucking
        • Directors and Officers
        • Fitness & Gym
        • Garage Insurance
        • Golf Course & Country Club
        • Manufacturing
        • Professional Liability
      • Policy Additions
        • Business Income
        • Cyber Liability
        • Employee Benefits Liability
        • Employment Practices Liability
    • Church Insurance
    • Financial Services
  • Service Center
  • Contact Us
    • Kearney Office
    • Lexington Office
    • Lincoln Office
  • Get Insured

Barney Insurance Group

logo

Insurance Agency Kearney Nebraska | (800) 927-7562

Call (800) 927-7562 service@barneyinsurance.net
Schedule a Meeting

What are the top 5 homeowners insurance claims?

September 21, 2021 By dawns

Owning a home is fun, but not always easy. Your first step to prepare is to purchase a homeowners insurance policy. The typical homeowner’s insurance policy will cover wind, hail, fire, and theft.

Listed below are the most common claims filed under a homeowner’s policy.

Insurance Claim #1: Hail Damage

Hail storms come out of nowhere but leave damage EVERYWHERE. These storms cause the most damage to your home and property.

Insurance Claim #2: Wind Damage

A windy day might have strong enough wind gusts to uproot trees, blow branches onto your roof or porch, cause damage to roof shingles, blow over fences, etc.

Insurance Claim #3: Broken Pipes

You might not realize how many pipes there are within your home. There is the water line to your refrigerator, washing machine hose, the outdoor waterline, and that is just a few. This is just one of those claims where you can’t really help to prevent it.

Insurance Claim #4: Fires

Residential fires are one of the top losses for a homeowner. Some of the most common causes are cooking, heating (fireplace), smoking, arson, etc.

Insurance Claim #5: Lightning

Lightning strikes can cause a power surge throughout your home. These surges can destroy appliances, electronics, and wiring throughout the house. The lightning strike doesn’t just need to hit your home to cause a surge, it could strike a surrounding power lines or even telephone poles.

Claims are no fun, especially homeowners claims. They take time and money to repair and sometimes your home will never be back to the state it was in prior to the claim. Make sure your policy covers you for anything that could go wrong.

Have questions about your policies? We’d love to help! Email us at service@barneyinsurance.net with any questions or fill out this 10-second quote form to explore your policy options.

Filed Under: Home Insurance

Copyright 2020 Barney Insurance Group | Website by Advisor Evolved

barney insurance kearney nebraska
barney insurance kearney nebraska
Kearney Office
(308) 237-2222
service@barneyinsurance.net
Lexington Office
(308) 324-6224
service@barneyinsurance.net
Lincoln Office
(402) 467-4633
service@barneyinsurance.net

Proudly serving residents and businesses in Nebraska.

If you’re looking for a better insurance experience, we’re just a click or a call away!

Get Insured

5508 Avenue N
Kearney, NE 68847
Get Directions
(308) 237-2222
service@barneyinsurance.net
  • Facebook
210 E 5th St
Lexington, NE 68850
Get Directions
(308) 324-6224
service@barneyinsurance.net
  • Facebook
trusted choice logo
2855 S 70th St, Ste 101
Lincoln, NE 68506
Get Directions
(402) 467-4633
service@barneyinsurance.net
  • Facebook

Copyright © 2025 Barney Insurance Group · Built By Advisor Evolved

  • Why Us?
    • About Us
    • Our Team
    • FAQ
      • Auto Insurance
      • Business Insurance
      • Claims
      • Discounts
      • Group Health
      • Home Insurance
      • Life Insurance
      • Medicare
      • Teen Drivers
    • Leave A Review
    • Refer Friends & Family
    • Our Privacy Policy
  • Our Products
    • Personal Insurance
      • Auto Insurance
        • Auto Insurance
        • Auto Insurance for Teen Drivers
        • ATV & Powersports
        • Boat
        • Collector Car
        • Motorcycle
        • RV
      • Property
        • Homeowner’s
        • Condo
        • Mobile & Manufactured Home
        • Renters
        • Policy Additions
          • Earthquake
          • Flood
          • Specialty Dwelling
      • Life
      • Umbrella Policy
      • Other
        • Disability Insurance
        • Health Insurance
        • High Net Worth Insurance
        • Pet Health Insurance
        • Travel Insurance
        • Wedding Insurance
    • Medicare
    • Business Insurance
      • Agriculture
      • Commercial Auto
      • Commercial Umbrella
      • General Liability Insurance
      • Group Health
      • Investment Property
      • Non-Profits
      • Restaurants
      • Retail
      • Tradesman
      • Workers Compensation
      • Other
        • Commercial Trucking
        • Directors and Officers
        • Fitness & Gym
        • Garage Insurance
        • Golf Course & Country Club
        • Manufacturing
        • Professional Liability
      • Policy Additions
        • Business Income
        • Cyber Liability
        • Employee Benefits Liability
        • Employment Practices Liability
    • Church Insurance
    • Financial Services
  • Service Center
  • Contact Us
    • Kearney Office
    • Lexington Office
    • Lincoln Office
  • Get Insured